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Joe Trotta

Joe Trotta

LN CAPITAL CORP.

Mortgage Broker, NMLS# 1133461

Cell: 914-879-9640
Fax: 914-560-3300
Address: 45 Knollwood Road Suite 506, Elmsford, NY 10523
Email : jtrotta@lncapitalcorp.com

It’s taken Joey a few years and a couple of careers to figure out what he wants to do for a living, but there are two things he’s always been sure of: He loves business, and he has a driving urge to help people. “I work hard, and at the end of the day, I’m happy when I make someone else happy.”

It’s really no surprise that Joey has found his own happy in the mortgage business over the past five years, having grown up watching his mother close deal after deal as a highly successful real estate agent in Westchester. That insider view, along with a dose of confident energy and contagious positivity, gave him an edge when he flipped a house in Yonkers before turning 30. “I’d love to own a string of rental properties someday, but right now, my number one priority is my job.”

As a private mortgage broker, Joey has access to products and rates at a variety of banks, and won’t rest until he finds the best possible offer for his clients. “I’m on top of my deals nonstop, and can keep my rates low because I don’t have crazy overhead.” Yet, in those rare instances when he can’t deliver exactly what the client needs: “I reach out to a trusted partner at a larger lender who can.” And, it’s that kind of pure honesty that has allowed him to build an impressive roster of loyal and repeat clients. “I haven’t spent a dollar on advertising; my business is strictly referral based.”

Calling himself, “customer service all day, every day,” Joey is beyond efficient, and reachable nearly around the clock. “I can close on a purchase in seven or eight days when necessary.” But, if the deal doesn’t smell right, he says so. “I put myself in my clients’ shoes and I’m always upfront with them,” he says, which is just another way “I do the right thing by everyone.”

While Joey has a huge zest for life, he considers himself an introvert. “I love being behind the computer doing my numbers, and I’m okay with the fact that nobody really needs or wants to meet their mortgage broker face to face,” he often says with a laugh. And, that’s unfortunate because this man behind the curtain is one of the most likeable, down-to-earth, and trustworthy business people in Westchester County. And, beyond.